Money & Mindset

Credit Repair Before You Buy

A complete, step-by-step system for raising your credit score before you apply for a mortgage.

1 modules·9 lessons·~2.5 hours·Beginner·Free

Nine in-depth lessons covering exactly how your score is calculated, how to dispute real errors, the fastest legitimate ways to improve utilization, how to handle collections and charge-offs, and a full 90-day action plan sequenced for maximum impact before you apply for a home loan.

What you'll learn

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Understand exactly which five factors control your credit score and how much each one matters

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Know how to dispute genuine errors correctly and what to expect from the process

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Master the fastest legitimate lever available: credit utilization strategy

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Handle collections, charge-offs, and old debt with a clear, informed strategy

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Follow a complete 90-day action plan sequenced specifically for a mortgage timeline