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Closing Cost Estimator

Estimate buyer or seller closing costs for a Kentucky real estate transaction — itemized and specific to Hardin County.

$260,000
5% ($13,000)

Estimates based on typical Hardin County, KY closing costs. Actual costs vary by lender, title company, property, and negotiation. Always review your Loan Estimate and Closing Disclosure carefully.

Estimated Buyer Closing Costs
$8,811
3.4% of purchase price
Itemized Breakdown
Loan Origination (1%)
$2,470
Appraisal
$600
Home Inspection
$425
Survey
$450
Title Search
$250
Owner's Title Insurance
$1,300
Attorney Fee(KY required)
$600
Recording Fees
$120
Prepaid Interest(~15 days)
$711
Prepaid Homeowner's Insurance(1 year)
$1,300
Escrow Setup(taxes & insurance)
$585
Total Estimated$8,811

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